alternatives to
Hosted budgeting app built around zero-based budgeting, where every unit of income is assigned to a category. A closed product from YNAB.
| Tool | Fit | Stars | Licence | Terms | Self-hosted | Language | Latest | Last push |
|---|---|---|---|---|---|---|---|---|
| Actual Budget | Full replacement | 29k | MIT | Open source | Yes | TypeScript | v26.10.0 | 2026-10-06 |
| Firefly III | Partial | 25k | AGPL-3.0 | Open source | Yes | PHP | v6.7.7 | 2026-10-06 |
| Sure | Partial | 10k | AGPL-3.0 | Open source | Yes | Ruby | v0.7.5-hotfix.2 | 2026-10-06 |
3 alternatives
A local-first personal finance app
Envelope budgeting in a local-first app, with an optional sync server and bank sync through providers such as SimpleFIN or Enable Banking.
Migration notes → Official migration guide ↗
Firefly III: a personal finances manager
Accounts, budgets, rules and reports in a web app, but budgets are spending limits rather than YNAB's zero-based envelopes.
The personal finance app for everyone (by everyone)
Monthly budgets per category next to accounts and net worth, rather than YNAB's zero-based envelopes.